FÉRIQUE Portfolios
Turnkey solutions to invest in a combination of actively managed mutual funds, tailored to your investor profile and supported by professional expertise and management, so you can invest with confidence and peace of mind.
Fund Portfolios - Turnkey solutions
Professional management
FÉRIQUE Fund Management selects world-class managers and oversees them closely, with a strong focus on risk management.
Rebalancing included
Market movements can lead to deviations from the target allocation, requiring adjustments. With our portfolios, your investments are rebalanced as part of a rigorous process.
Lower fees. More for you.
As a not-for-profit organization, FÉRIQUE Fund Management reinvests its profits for your benefit, notably to keep management expense ratios among the most competitive in Canada¹.
6 FÉRIQUE Portfolios
In general, for a Portfolio, a higher proportion of equity funds typically results in a higher level of risk, as well as greater return potential. To determine which Portfolio is best suited to your investor profile, consult a member of the Wealth Management team at FÉRIQUE Investment Services.
The Portfolio is comprised of 85% fixed income funds and 15% equity funds to provide investment income and, to a lesser extent, capital appreciation through diversification among different types of investments. It mainly invests in mutual funds that are exposed to bond securities, money market securities and, to a lesser extent, Canadian and foreign equities.
The Portfolio is comprised of 70% income funds and 30% equity funds to maximize investment income and, to a lesser extent, provide long-term capital appreciation through diversification among different types of investments. It mainly invests in mutual funds that are exposed to bond securities, Canadian and foreign equities, as well as money market securities.
The Portfolio is comprised of 40% fixed income funds and 60% equity funds to maximize long-term capital gain through diversification among different types of investments. It mainly invests in mutual funds that are exposed to bond securities, Canadian and foreign equities, as well as money market securities.
The Portfolio is comprised of 30% fixed income funds and 70% equity funds to maximize long-term capital growth through diversification among different types of investments. It mainly invests in mutual funds that are exposed to Canadian and foreign equities, bond securities, as well as money market securities.
The Portfolio is comprised of 15% fixed income funds and 85% equity funds to maximize long-term capital growth through diversification among different types of investments. It mainly invests in mutual funds that are exposed to Canadian and foreign equities and, to a lesser extent, bond securities and money market securities.
The FÉRIQUE 100% Equity Portfolio seeks to maximize long-term capital growth by a policy of diversification among different types of investments. It mainly invests in mutual funds that are exposed to Canadian and foreign equities.
Target allocation of FÉRIQUE Portfolios
| FÉRIQUE Conservative Portfolio |
FÉRIQUE Moderate Portfolio |
FÉRIQUE Balanced Portfolio |
FÉRIQUE Growth Portfolio |
FÉRIQUE Aggressive Portfolio |
FÉRIQUE 100% Equity Portfolio |
|
|---|---|---|---|---|---|---|
| Fixed income funds | ||||||
| Cash | ||||||
| Cash | 10.0% | 6.0 % | 1.0% | 1.0% | 1.0% | 1.0% |
| FÉRIQUE Canadian Bond | ||||||
| FÉRIQUE Canadian Bond | 58.0% | 48.0% | 15.0% | 10.0% | 3.5% | 0.0% |
| FÉRIQUE Global Sustainable Development Bond | ||||||
| FÉRIQUE Global Sustainable Development Bond | 12.5% | 11.5% | 9.5% | 6.0% | 2.0% | 0.0% |
| FÉRIQUE Globally Diversified Income | ||||||
| FÉRIQUE Globally Diversified Income | 5.0% | 5.0% | 8.0% | 5.0% | 1.5% | 0.0% |
| VGAB Vanguard Global Aggreagate Bond Index ETF (CAD-hedged) | ||||||
| VGAB Vanguard Global Aggreagate Bond Index ETF (CAD-hedged) | 0.0 % | 0.0 % | 7.5 % | 8.5 % | 7.0 % | 0.0 % |
| Equity Funds | ||||||
| FÉRIQUE Canadian Dividend Equity | ||||||
| FÉRIQUE Canadian Dividend Equity | 5.0% | 8.0% | 6.0% | 3.5% | 0.0% | 0.0% |
| FÉRIQUE Canadian Equity | ||||||
| FÉRIQUE Canadian Equity | 1.5% | 5.5% | 10.0% | 15.5% | 23.5% | 27.0% |
| FÉRIQUE American Equity | ||||||
| FÉRIQUE American Equity | 1.5% | 3.0% | 17.0% | 18.0% | 22.0% | 29.5% |
| FÉRIQUE International Equity Fund | ||||||
| FÉRIQUE International Equity Fund | 2.0% | 3.0% | 10.5% | 11.5% | 13.0% | 16.5% |
| FÉRIQUE World Dividend Equity | ||||||
| FÉRIQUE World Dividend Equity | 3.0% | 6.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Emerging Markets Equitu Fund | ||||||
| Emerging Markets Equity Fund | 0.0% | 0.0% | 5.5% | 6.0% | 6.5% | 8.0% |
| FÉRIQUE Global Sustainable Development Equity | ||||||
| FÉRIQUE Global Sustainable Development Equity | 1.5% | 4.0% | 5.0% | 7.5% | 8.0% | 5.5% |
| FÉRIQUE Global Innovation Equity | ||||||
| FÉRIQUE Global Innovation Equity | 0.0% | 0.0% | 5.0% | 7.5% | 12.0% | 12.5% |
| |
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| FÉRIQUE Conservative Portfolio |
FÉRIQUE Moderate Portfolio |
FÉRIQUE Balanced Portfolio |
FÉRIQUE Growth Portfolio |
FÉRIQUE Aggressive Portfolio |
FÉRIQUE 100% Equity Portfolio |
|
| Target distributions | ||||||
| Fixed income | ||||||
| Fixed income | 85% | 70% | 40% | 30% | 15% | 0% |
| Equity | ||||||
| Equity | 15% | 30% | 60% | 70% | 85% | 100% |
The FÉRIQUE Global Diversified Income Fund invests primarily in fixed income securities, but may also hold equity securities. Due to this mixed composition, the sum of the percentages allocated to the underlying funds of the Portfolios may differ from the target asset class allocations.
Key management features
Competitive returns
Our funds aim to deliver returns above industry medians with a reasonable level of risk. Over a 10-year period, 94% of assets have achieved this objective³.
Diversified investments
The Portfolios offer diversification across asset classes, management styles, and geographic regions.
Responsible investing
Since 2006, the principles of responsible investing have been incorporated, to varying degrees, into certain investment solutions within our lineup.
Need advice for your investments?
Our advisors are available to analyze your profile and help you determine whether our ETF Portfolios are suitable for your objectives, as well as to select the appropriate allocation.
With FÉRIQUE ETF Portfolios, as with all products in the FÉRIQUE Funds and Portfolios range, advice is provided at no additional cost when you transact through FÉRIQUE Investment Services, the principal distributor of FÉRIQUE Funds.
Regulatory documents
All the regulatory documents you need for FÉRIQUE Funds and Portfolios.