Épargne Placements Québec savings products
With capital and interest fully guaranteed by the Quebec government, Épargne Placements Québec offers a wide range of savings products to satisfy your savings and retirement needs.
FÉRIQUE Investment Services, through its financial planning firm, distributes Épargne Placements Québec savings products as an additional service to its clients.
Products redeemable any time
FÉRIQUE Investment Services (“FIS”) as a selling agent and firm authorized to act in the financial planning sector is authorized to act as intermediary between its clients and Épargne Placements Québec for the sale of Government of Québec savings products offered by Épargne Placements Québec (the “savings products”) pursuant to an agreement for the sale of savings products. In return for its services as selling agent of the savings products, FIS receives a commission corresponding to an annual rate of 0.25%. The savings products are subject to the Financial Administration Act and the Regulation respecting savings products and are excluded from the application of the Securities Act and from Regulation 31-103 respecting Registration Requirements, Exemptions and Ongoing Registrant Obligations. People who wish to purchase savings products via FIS are required to sign a certification specifically for this purpose.