ETF Portfolio Solutions
Our ETF Portfolios offer turnkey solutions built on rigorous, professional, and independent management: strategic asset allocation, selection and ongoing monitoring of ETFs, rebalancing based on a disciplined process, and a transparent fee structure, so you can invest with confidence and peace of mind.
ETF Portfolios - Turnkey solutions
Professional management
Benefit from rigorous, independent management: strategic asset allocation, selection and ongoing monitoring of the ETFs that make up the Portfolios, with the aim of generating long-term value-added potential.
Rebalancing included
Market movements can lead to deviations from the target allocation, requiring adjustments. Your investments will be rebalanced as part of a precise process.
Less in fees. More for you.
As a non-profit organization, FÉRIQUE Fund Management reinvests earnings for your benefit, notably to keep management expense ratios (MERs) among the most competitive in Canada¹.
FÉRIQUE ETF Portfolios
FÉRIQUE ETF Portfolios are designed to match different investor profiles, based on their risk level. They are managed using a precise allocation of investments to help you achieve your goals.
| Details |  ETF Portfolio Moderate+ View detailed factsheet |  ETF Balanced Portfolio View detailed factsheet |  ETF Growth+ Portfolio View detailed factsheet |  ETF 100% Equity Portfolio View detailed factsheet | |
|---|---|---|---|---|---|
Target allocation | |||||
Objective and strategy | |||||
Risk | |||||
Management | |||||
Management expense ratio (MER) | |||||
Advisory Services | |||||
Target allocation
In general, for a Portfolio, a higher proportion of equity funds typically results in a higher level of risk, as well as greater return potential. To determine which Portfolio is best suited to your investor profile, consult a member of the Wealth Management team at FÉRIQUE Investment Services.
Asset allocation
| Details | FÉRIQUE ETF Moderate+ Portfolio Fund fact sheet | FÉRIQUE ETF Balanced Portfolio Fund fact sheet | FÉRIQUE ETF Growth+ Portfolio Fund fact sheet | FÉRIQUE ETF 100% Equity Portfolio Fund fact sheet | |
|---|---|---|---|---|---|
Fixed income ETFs | |||||
Cash | |||||
BMO Aggregate Bond | |||||
Vanguard Global Bond | |||||
Equity ETFs | |||||
iShares TSX Capped | |||||
SPDR S&P 500® | |||||
iShares EAFE IMI | |||||
BMO Emerging Markets | |||||
ETF portfolios designed to serve your interests
ETF Portfolios are developed by FÉRIQUE Fund Management, which is responsible for asset allocation, the selection of underlying ETFs, and periodic rebalancing.
As a not-for-profit organization, FÉRIQUE Fund Management reinvests its earnings for the benefit of investors, notably with the objective of maintaining management expense ratios (MERs) among the most competitive in Canada. For full transparency, MERs include all fees associated with the various investment solutions offered: the MERs of the underlying funds or ETFs, management fees, administrative fees, and applicable taxes (GST/QST).
For the selection of underlying ETFs, FÉRIQUE Fund Management prioritizes the best ETFs in their category. The selection is based on a thorough analysis, including simplicity, transparency, replication efficiency, high liquidity, and true diversification. This disciplined approach aims to reduce unnecessary risks while enhancing the portfolio’s overall efficiency.
- ETFs included in the Portfolios are selected to provide accurate exposure to the targeted asset classes while maintaining a high level of efficiency.
- The selection favors index ETFs offering strong tracking quality, low tracking error, competitive fees, and sufficient liquidity (assets under management, trading volume, and bid-ask spreads) to facilitate execution.
- When relevant, product structure, tax efficiency, and currency hedging are also taken into account.
- Additions or replacements of ETFs are carried out in compliance with established allocation limits and within a strict governance framework.
- An operational due diligence questionnaire is sent to all selected providers, and the responses received are subject to a thorough analysis to inform the decision-making process.
The Portfolios are built according to a strategic allocation designed to navigate market cycles.
Through in-depth analysis of correlations between asset classes and rigorous risk management, including currency risk, we aim for an optimal balance between return and risk control, aligned with your tolerance and financial objectives.
A disciplined rebalancing process, supported by continuous monitoring, helps maintain the target allocation and long-term discipline, even during periods of volatility.
Our multi-provider approach gives us the flexibility to select the best available tools at all times, without exclusivity constraints.
Need advice for your investments?
Our advisors are available to analyze your profile and help you determine whether our ETF Portfolios are suitable for your objectives, as well as to select the appropriate allocation.
With FÉRIQUE ETF Portfolios, as with all products in the FÉRIQUE Funds and Portfolios range, advice is provided at no additional cost when you transact through FÉRIQUE Investment Services, the principal distributor of FÉRIQUE Funds.
¹ According to Fundata Canada Inc, funds universe with advisory services. See the detailed MER table.