Unregistered investment account
An unregistered or open account is a regular investment account. It is the perfect account for your longer-term savings or investments when all other saving tools have been optimized.
Unregistered accounts at a glance
More flexibility
There are unlimited balance, withdrawals and contributions! You can save and grow as much money as you wish without risking going over any thresholds.
No tax benefits
Investment income is taxable in the year it is earned, but you don’t pay taxes on withdrawals.
No age limit
There is no age limit to invest. This is a great option if you are over 71 or have maxed out your TFSA or RRSP contribution room.
Advisory Team
Investment account for all
An unregistered account is a very simple option available for individuals, companies, legal entities, trusts and more.
Advisory Team
FÉRIQUE Investment Services
To invest in a Fund or find out if it is suitable for your investor profile, contact FÉRIQUE Investment Services, the principal distributor of the FÉRIQUE Funds.
Open an account
Need advice?
You can count on our Advisory Team’s sound and objective advice to assess your needs or financial goals and ensure you are using the right investment strategies to do so.
Three ways to open an account
Open an account online whenever you want, on the phone or by appointment with a member of our Advisory Team.
Your first contribution
Open an unregistered account with a $500 initial investment or by putting in place a pre-authorized contribution plan for $50 each month.
Invest in mutual funds
FÉRIQUE Funds and Portfolios provide you with a range of investment opportunities to help you reach your goals and complete your projects. You will find products suited for every investor profile.
FÉRIQUE Portfolios
Turnkey investment solutions comprised of several funds that are suitable for different types of investors.
FÉRIQUE Funds
A range of funds that allow you to invest in various sectors of the economy, regions of the world or asset classes.