Financial and estate planning
With specialized advice, you can maximize the growth of your wealth while ensuring a smooth transition for future generations. Contact us to benefit from our personalized support.
The importance of being well prepared
Distributing your assets after your death (or making a donation during your lifetime) isn’t necessarily something you think of right away. Yet, proper estate planning ensures your wishes are respected and helps maintain family harmony.
A good estate plan includes comprehensive financial planning that takes into account all aspects of your situation—from investment management and tax optimization to the transfer of your assets. A holistic approach helps align your financial strategies with your long-term goals and anticipate potential challenges.
Our Services
Our estate planning service, available exclusively to our clients, is built on three pillars:
- A financial plan with a Financial Planner
- Family planning
- Assessment of testamentary needs and the drafting of your will with one of our partners
A will is a legal document that outlines your final wishes and how your assets will be distributed after your death. It allows you to:
- Designate your heirs and determine their share of the inheritance
- Appoint a trusted person to administer your estate
- Optimize taxes to minimize the amount payable
By writing your will, you maintain control over how your assets are passed on. Without this document, the law determines how your estate is divided—and your common-law spouse may receive nothing. It’s better to plan ahead now to avoid any unpleasant surprises!
Our Services
Our clients benefit from privileged access to our partners’ will drafting services and exclusive promotions.
Additionally, in partnership with ClearEstate, you can get a free online will with witnesses*. Submit your request by filling out the form at the bottom of the page!
No matter your financial situation, a will and a protection mandate are essential documents. Together, they ensure that your decisions will be respected under all circumstances, reducing potential complications for your loved ones.
A protection mandate is a legal document that allows you to appoint one or more individuals (your representatives) to make decisions on your behalf if you become incapacitated.
In case of incapacity, your representatives can:
- Manage your finances: handle your income, investments, and pay your bills
- Take care of you: consent to medical care and act on your behalf
Power of Attorney
A power of attorney allows someone to act on your behalf while you are still capable, but becomes invalid if you become incapacitated or pass away. In contrast, a protection mandate only takes effect once your incapacity is confirmed by a court. It’s best to set it up before you actually need it!
Our Services
Our clients benefit from privileged access to our partners’ services. Contact us for more information.
The importance of planning your estate
Protéger votre patrimoine
By planning your estate, you ensure that your assets are well protected and efficiently distributed.
Reduce the tax impact
A sound estate planning strategy helps optimize taxation by minimizing estate taxes and the costs associated with settling your assets.
Simplify the settlement process
Estate planning ensures the transfer of your assets according to your wishes and makes the process easier for your heirs.
As clients, you benefit from preferred rates on support services and the preparation of estate planning documents through our partners. Your benefits include:
- free witnessed will (online)*
- free will registry search*
- free protection mandate with witnesses*
- 10% discount on all ClearEstate services*
- $250 discount on your first meeting with a partner notary*
*Offer subject to change without notice, based on our agreements with partners.
Request your free will
How we support you
Estate planning
As a client of FÉRIQUE Investment Services, you benefit from support with estate planning, settlement, and administration.
Settle an estate
Have you been appointed to serve as an estate executor, or are you looking for information to help you choose the right person for this important role? Our resources can help.
* The offers mentioned on this page are subject to our partner’s terms and may be withdrawn or modified at any time.