Management expense ratio: a difference that can be seen

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Management Expense Ratios of FÉRIQUE Funds

Management Expense Ratios (MER) of FÉRIQUE Funds are among the lowest in the Canadian mutual fund industry3. For the same gross return, lower MERs translate into significantly higher assets over the long term.

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FUNDS AND PORTFOLIOS MER (%) 

INCOME FUNDS INDUSTRY4 FÉRIQUE5 FÉRIQUE ADVANTAGE6
FÉRIQUE Short Term Income
 0.36 0.17 0.19
FÉRIQUE Canadian Bond 1.44 0.74 0.70
FÉRIQUE Global Sustainable Development Bond 1.59 0.87 0.72
FÉRIQUE Globally Diversified Income 1.97 0.90 1.07
PORTFOLIOS INDUSTRY4 FÉRIQUE5 FÉRIQUE ADVANTAGE6
FÉRIQUE Conservative Portfolio 1.90 0.80 1.10
FÉRIQUE Moderate Portfolio 1.90 0.89 1.01
FÉRIQUE Balanced Portfolio 2.22 1.06 1.16
FÉRIQUE Growth Portfolio 2.32 1.14 1.18
FÉRIQUE Aggressive Growth Portfolio 2.32 1.19 1.13
EQUITY FUNDS INDUSTRY4 FÉRIQUE5 FÉRIQUE ADVANTAGE6
FÉRIQUE Canadian Dividend Equity 2.19 0.97 1.22
FÉRIQUE Canadian Equity 2.22 1.07 1.15
FÉRIQUE American Equity 2.33 1.17 1.16
FÉRIQUE European Equity 2.43 1.27 1.16
FÉRIQUE Asian Equity 2.44 1.27 1.17
FÉRIQUE Emerging Markets Equity 2.41 1.52 0.89
FÉRIQUE World Dividend Equity 2.38 1.37 1.01
FÉRIQUE Global Sustainable Development Equity 2.38 1.47 0.91
FÉRIQUE Global Innovation Equity 2.38 1.47 0.91
   

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1. Online, 24/7

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Open an account online on the FÉRIQUE Investment Services Portal or mobile app.


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2. On the phone

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Contact FÉRIQUE Investment Services' Advisory Services team.


T 514 788-6485  
Toll free 1 800 291-0337
Regular Hours: Monday to Thursday, 8 am to 8 pm. Friday, 8 am to 5 pm

Investment solutions to cover your financial needs

Created in 1974, FÉRIQUE Funds now provide you with a wide range of mutual funds, including turnkey portfolio solutions. These aim to outperform industry medians with a reasonable risk level. By choosing these investments, you gain a considerable advantage: management fees that are among the lowest in Canada3.

PERFORMANCE

FÉRIQUE Funds aim to outperform industry medians with a reasonable risk level.
Learn more

FFEES AMONG THE LOWEST

FÉRIQUE’s management expense ratios (MERs) are among the lowest in Canada in their respective categories3.
See FÉRIQUE Funds MERs

TURNKEY INVESTMENT SOLUTIONS

The FÉRIQUE Portfolios are turnkey investment solutions that offer the advantages of a fund of funds structure.
Learn more

13 FÉRIQUE FUNDS

The FÉRIQUE Funds enable you to concentrate your investments in various regions or asset classes and to construct a well-diversified portfolio. 

INCOME FUNDS  FÉRIQUE Short-Term Income FÉRIQUE Canadian Bond FÉRIQUE Global Sustainable Development Bond FÉRIQUE Globally Diversified Income

EQUITY FUNDS FÉRIQUE Canadian Dividend Equity FÉRIQUE Canadian Equity
FÉRIQUE American Equity FÉRIQUE European Equity FÉRIQUE Asian Equity FÉRIQUE Emerging Markets Equity
FÉRIQUE World Dividend Equity FÉRIQUE Global Sustainable Development Equity FÉRIQUE Global Innovation Equity

5 FÉRIQUE PORTFOLIOS

The FÉRIQUE Portfolios are turnkey investment solutions that offer the advantages of a “fund of funds” structure:

  • diversification by region and asset class
  • regular rebalancing
  • risk level adapted to the investor’s profile 

FÉRIQUE Conservative Portfolio
Composition: 85% Fixed Income - 15% Equity

FÉRIQUE Moderate Portfolio
Composition: 70% Fixed Income - 30% Equity

FÉRIQUE Balanced Portfolio
Composition: 40% Fixed Income - 60% Equity

FÉRIQUE Growth Portfolio
Composition: 30% Fixed Income - 70% Equity

FÉRIQUE Aggressive Growth Portfolio
Composition: 15% Fixed Income - 85% Equity

Who we are

FÉRIQUE Fund Management is a not-for-profit organization that works solely in your interest: the earnings we generate are reinvested to profit our clients. Our mission is to accelerate financial independence of engineering professionals in Quebec. Find out more.

The FÉRIQUE difference

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An NPO exclusively for engineers
A one-of-a-kind business model that works in your best interests.

investissement responsable

Investing responsibly
The FÉRIQUE Funds are committed to responsible investment. Investing,  is also a matter of values.

performance

Multi-manager approach
 Our multi-manager approach consists in diversifying risk by combining portfolio management firms with complementary styles.

Who may invest in the FÉRIQUE Funds?

You are eligible for FÉRIQUE Funds if you are residents of Quebec and if one of the following situations applies to you :

  1. you have a university degree in engineering
  2. you are an engineering student and you have completed one year of study at a recognized university
  3. you are the child or grandchild, the parent or grandparent, the brother or sister of a person listed in points 1 and 2 who is a client
  4. you are the spouse of the persons listed in points 1, 2 and 3
  5. you are the employee of a company that has established a group RRSP with us
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Companies controlled by the persons listed in points 1 to 4 can also open an account.
For more details, see prospectus (eligibility conditions) or visit this page.

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Plan your first project and open an account2

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CREATE YOUR SAVINGS GOAL2
Create goals, monitor progress and adjust your strategy along the way

PLAN YOUR PROJECT


OPENING AN AN ACCOUNT2
See the eligibility conditions

OPEN AN ACCOUNT

1. See eligibility conditions at www.ferique.com/eligibility.
2. With FÉRIQUE Investment Services, principal distributor of the Fonds FÉRIQUE.
3. Median of the management expense ratios for FÉRIQUE Funds are among the lowest in Canada in their respective category.
4. INDUSTRY: Median of the MERs for the investment funds in this category according to Fundata Canada Inc. as at September 30, 2022. Commission-based Funds universe. Medians may have fluctuated since the date of publication of this page.
5. FÉRIQUE : MER as of January 1st, 2023.
6. FÉRIQUE advantage: What you could save in management fees with the FÉRIQUE Funds.

FÉRIQUE is a registered trademark of Gestion FÉRIQUE and is used under license by its subsidiary, Services d'investissement FÉRIQUE. Gestion FÉRIQUE is an Investment Fund Manager and assumes management duties in relation to the FÉRIQUE Funds. Services d'investissement FÉRIQUE is a Mutual Fund Dealer and a Financial Planning Firm, as well as the Principal distributor of the FÉRIQUE Funds. Please note that for commercial purposes, Services d'investissement FÉRIQUE is also known in English as FÉRIQUE Investment Services. There may be brokerage fees, trailing commissions, management fees and expenses associated with investment in the Funds. Management expense ratios vary from one year to another. Please read the prospectus before investing. Mutual funds are not guaranteed, their values fluctuate frequently and past performance may not be repeated.