LIRA Locked-in Retirement Account



A LIRA is an account that enables you to transfer the assets in the pension fund you have accumulated with your employer, when you change jobs. 

The amounts are locked in until retirement. You make no additional contributions and you may not make withdrawals unless there are exceptional circumstances.

You may hold a LIRA until December 31 of the year in which you turn 71. At that time, you must transfer it to a life income fund (LIF) or a life annuity. 

Advisory Services

FÉRIQUE Investment Services
Monday to Friday 8 a.m. to 8 p.m.
T 514-788-6485
Toll free 1-800-291-0337