Locked-in Retirement Account (LIRA)
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Transfer the assets of your pension fund when you change jobs

A LIRA is an account that enables you to transfer the assets in the pension fund you have accumulated with your employer, when you change jobs. 

 

  • The amounts are locked in until retirement.
  • You make no additional contributions and you may not make withdrawals unless there are exceptional circumstances. 
  • You may hold a LIRA until December 31 of the year in which you turn 71. At that time, you must transfer it to a Life Income Fund (LIF) or a life annuity. 

questions? CONTACT FÉRIQUE INVESTMENT SERVICES

service-conseilAdvisory Services Team
Monday to Friday 8 am to 8pm
T 514-788-6485 Toll-free 1-800-291-0337
client@ferique.com